next day funding

With United Consulting Group, merchants no longer have to wait
for 3-4 business days to receive their business funds.

how next day funding works

Typically, credit card processors hold the settled batches for one day, and then issue an electronic transfer (ACH) through the Federal Reserve.

The merchant's bank receives the ACH after it’s cutoff time and posts the deposit on the following day.

Processors program their POS equipment to do an automatic settlement during periods of low activity, in the late evening, missing the early cutoff time for settlement. Thus the transactions processed on Monday do not settle to their bank account until Wednesday, creating a 48-72 hour delay in funding.

However, United Consulting Group offers true, next-day funding which means transactions processed on Monday and settled before the cutoff time post to their bank account on Tuesday morning. This process improves our clients' cash flow and enables them to operate their business more efficiently without having to wait for extra days to receive their funds. Instead of initiating funding on the next day, we do it on the same day.

We provide next-day funding for all credit card types including Visa, Mastercard, Discover and American Express.

Contact us today so we could start saving you money!